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They claim they will give you a private peep show for free but you have to go to a certain web site and enter your credit card info.Anyone who does this is clearly going to have some sort of credit card fraud happen so I would advise to stay far away from this.Freezes can, and usually must, be temporarily lifted if you need your credit report to be check, such as if you’re applying for new credit, cellphone or cable service, insurance or a job. Done by only about 1 in 3 users, a PIN that 1234, 0000, 2580, 1111 or 5555 — the most easily hacked — is the easiest way to protect the contents of your smartphone and other mobile devices.If encryption is offered (read the owner’s manual), use it to protect stored data in case of loss or theft.If you frequently buy with plastic but don’t want to be contacted for each use, ask about establishing a “Card Not Present” alert so you’re notified when a purchase is made without a physical swipe. Sure, it takes some effort to conceive and remember long and strong passwords — ideally, a minimum of 15 characters, mixing upper- and lowercase letters, numbers and symbols — only to change them every few months as experts advise.That ordeal is easier with a password manager, which stores existing passwords, generates good ones for you, and usually only requires that you remember one password — the one used to open your password manager.

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The last time I got this message I played along to see what they were up to.

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